Terms of Use

A. Please Read These Terms Carefully Before Using This Website

This website is owned and operated by Currency Exchange International, Corp. ("CXI"). The materials on this website are provided by CXI as a service to its investors and other interested parties and may be used for informational purposes only. By using this website, you acknowledge and agree to the terms and conditions below. If you do not agree to them, do not use the website or download any materials from it. CXI has taken all reasonable care in producing and publishing information contained on this website and will endeavor to do so regularly. Material on this site may still contain technical or other inaccuracies, omissions, or typographical errors, for which CXI assumes no responsibility. CXI does not warrant or make any representations regarding the use, validity, accuracy, completeness or reliability of any claims, statements, or information on this site. Under no circumstances, including but not limited to negligence, shall CXI be liable for any direct, indirect, special, incidental, consequential, or other damages, including but not limited to: loss of programs, loss of data, loss of use of computer of other systems, or loss of profits, whether or not advised of the possibility of damage, arising from your use, or inability to use, the material on this site. The information is not a substitute for independent professional advice before making any investment decisions. Furthermore, you may not modify or reproduce in any form, electronic or otherwise, any information on this site, except for personal use unless you have obtained our express permission. Neither the Toronto Stock Exchange nor any other securities regulators have reviewed the information on this website and no securities regulator accepts responsibility for the adequacy or accuracy of this website.

B. Cautionary Note Regarding Forward-Looking Information

This website contains "forward-looking information" within the meaning of applicable Canadian securities legislation and the United States federal securities laws. Forward-looking information includes but is not limited to: information with respect to future operating and development plans, the adequacy of CXI's financial resources, business plans and strategy, and other events or conditions that may occur in the future. Generally, forward-looking information can be identified by the use of forward-looking terminology such as "plans", "expects", or "does not expect", "is expected", "budget", "scheduled", "estimates", "forecasts", "intends", "anticipates", or "does not anticipate", or "believes" or variations of such words and phrases or state that certain actions, events or results "may", "could", "would", "might", or "will be taken", "occur", or "be achieved". Forward-looking information is subject to known and unknown risks, uncertainties and other factors that may cause the actual results, level of activity, performance or achievements of CXI to be materially different from those expressed or implied by such forward-looking information, including risks associated with the competitive nature of the retail and wholesale currency exchange industry, currency exchange risks, the need for CXI to manage its planned growth and expansion, the effects of product developments and technology changes on CXI, the effect of government regulation and compliance on CXI and its industry, reliance on key personnel and the uncertainty of future market conditions, including its impact on tourism. Forward-looking information is based on the reasonable assumptions, estimates, analysis and opinions of management made in light of its experience and its perception of trends, current conditions and expected developments, as well as other factors that management believes to be relevant and reasonable in the circumstances at the date that such statements are made, but which may prove to be incorrect. Assumptions have been made regarding, among other things: CXI's limited operating history, CXI's ability to manage future capital needs and the uncertainty of availability of additional financing, the competitive nature of the retail and wholesale currency exchange industry, currency exchange risks, the need for CXI to manage its planned growth and expansion, the effects of product development and the need for continued technological change, CXI's ability to protect its proprietary rights, the effect of government regulation and compliance on CXI and the retail and wholesale currency exchange industry, the ability of CXI to manage its network security risks, the ability of CXI to maintain properly working systems, the ability of CXI to limit theft and operate in a safe manner to prevent physical harm to personnel, reliance on key personnel, global economic and financial market deterioration impacting tourism and impeding access to capital or increasing the cost of capital, volatile securities markets impacting security pricing unrelated to operating performance and the ability of CXI to enforce judgments against a foreign corporation and its management. Readers are cautioned that the foregoing list is not exhaustive of all factors and assumptions which may have been used. Although CXI has attempted to identify important factors that could cause actual results to differ materially from those contained in forward-looking information, there may be other factors that cause results not to be as anticipated, estimated or intended. There can be no assurance that such information will prove to be accurate, as actual results and future events could differ materially from those anticipated in such information. Accordingly, readers should not place undue reliance on forward-looking information. CXI does not undertake to update any forward-looking information, except in accordance with applicable securities laws.

C. Disclaimer to United States Investors

This website does not constitute an offer to sell or a solicitation of an offer to buy securities in the United States. The securities of CXI have not been registered under the United States Securities Act of 1933, as amended (the "U.S. Securities Act"), or any state securities laws and may not be offered or sold within the United States or to U.S. Persons unless registered under the U.S. Securities Act and applicable state securities laws or an exemption from such registration is available.

D. No Incorporation by Reference

No information included herein shall be deemed to be incorporated by reference into any of CXI's regulatory filings, unless expressly indicated in any such filings. In addition, no information shall be incorporated by reference into this website, unless otherwise specified.

E. Website Protected by Copyright

Certain materials (including graphics, icons, Hypertext Markup Language (HTML), JavaScript, color schemes, multimedia, logos, photographs, copywriting, et al) that appear on this website are the property of CXI and copyrighted by same. Other materials on this website not originally produced by CXI are copyrighted by their respective creators/owners and appear here either by permission, example or as public domain reference material. Trademarks may be registered in Canada and in other countries, as applicable. The display of trademarks on pages at this Website does not imply that a license of any kind has been granted. Materials may not be copied, reproduced, modified, uploaded, posted, transmitted, or distributed in any way without our prior written approval. Any unauthorized downloading, re-transmission or other copying or modification of trademarks and/or the contents herein may be a violation of federal or common law, trademark and/or copyright laws and could subject the copier to legal action.

F. Currency of Website

CXI updates the information on this website regularly. However, such information is not intended to be a comprehensive review of all matters and developments concerning CXI and CXI cannot guarantee the accuracy, currency or completeness of the information at all times and assumes no responsibility in this regard. Unless otherwise indicated, all information posted on this Website is current only as of the date of the document that contains the information, if indicated, or the date on which the document is posted, whichever is earlier. However, the information contained on this website is not intended to be a comprehensive review of all matters and developments concerning CXI and CXI cannot guarantee the accuracy, currency or completeness of the information at all times and assumes no responsibility in this regard CXI may at any time make changes to the information at this Website without prior notice. You should always ensure that you are referring to the most current information available on this Website.

G. Exclusion of Liability

CXI shall not be liable for any claims, expenses, damages (including direct, indirect, special, incidental, punitive or consequential damages), loss of profits, opportunities or information arising from:

• The use of or reliance on information contained in this website;
• Any inaccuracy or omission in such information or failure to keep the information current;
• Use of any third-party websites linked to this website;
• Any Internet software used in connection with this website or computer viruses or other destructive programs encountered as a result of using this website;
• Any delays, inaccuracies or errors in, or in the transmission of, any stock price quotes or historical price data; and
• Any other matter connected with this website; even if CXI is made aware of the possibility of such claims, expenses, damages or losses.

H. CXI Not Responsible for Internet Computer Software or Computer Viruses

Due to technical difficulties inherent in the Internet, Internet software or transmission problems could produce inaccurate or incomplete copies of information contained on this website. Computer viruses or other destructive programs may also be inadvertently downloaded from the website. CXI shall not be liable for Internet software, computer viruses or destructive programs and recommends that you install appropriate anti-virus or other protective software.

I. CXI Not Responsible for Linked Websites

CXI provides links to third-party websites for your convenience only and the inclusion of these links does not imply that CXI monitors or endorses these websites. Accordingly, CXI accepts no responsibility for such websites, or any link or reference contained in any such third party website.

J. Website is Provided as a Service Only

This website is not intended as a solicitation or offering of securities in any jurisdiction and the information contained herein in no way should be construed or interpreted as such. No securities commission or other regulatory authority in Canada or any other country or jurisdiction has in any way passed upon this information and no representation or warranty is made by CXI to that effect. The information on this website is not intended to modify, qualify, supplement or amend information disclosed under corporate and securities legislation of any jurisdiction applicable to CXI and should not be used for the purpose of making investment decisions concerning CXI securities.

K. Stock Quotes

All quotes are delayed at least 15 minutes unless otherwise stated. All stock quotes and historical stock price data are provided by third-party service providers and are provided for informational purposes only, and are not intended for trading purposes. If you are contemplating trading in the securities of CXI, we strongly advise you to seek independent professional advice before making any investment decision. CXI makes no representation or warranty regarding the accuracy or completeness of any such stock price quotes or historical stock price data and has not taken any steps to verify the adequacy, accuracy or completeness of the information provided herein. Under no circumstances will CXI be liable for any inaccuracies or omissions in any such stock information or data, any delays or errors in the transmission thereof, or any loss or direct, indirect, incidental, special or consequential damages caused by reliance on this information or the risks arising from the stock market.