Currency Exchange International, CXI, is dedicated to compliance with all laws and regulations in the jurisdictions where we operate.
Our long-standing record for our in-depth compliance monitoring and programs makes us a leader in delivering global currency exchange and payments services. Our compliance program is advanced by our proprietary software, CXIFX’s Compliance Verification System (CVS). At the core of our system, we use strict Know Your Customer best practices, and a prudent account opening and monitoring process.
We understand the importance and dutifully accept the responsibilities that come with working within the financial industry. Businesses can be targeted by groups looking to launder money or other illegal activities such as fraud, theft, or trafficking. Our entire team is committed to aggressively deterring criminals from involving the company in their practices.
We employ annual independent reviews of our compliance training and programs for additional layers of security. CXI is dedicated to diligent compliance practices and developing industry-leading compliance tools.
CXI is registered with the Financial Crimes Enforcement Network (FinCEN) as a Money Service Business (MSB). We are also registered with the State of Florida as a licensed Money Transmitter. By registering with these networks, we cover all activities in regards to checks and foreign exchange. Similarly, we hold all appropriate state licenses in which we operate across the US.
Dennis Winkel
Chief Risk Officer, Chief Privacy Officer
Mr. Winkel is the Chief Risk Officer and Chief Privacy Officer of EBC and its parent company, CXI. Mr. Winkel has more than 25 years of risk management experience comprising financial and non-financial risk in a variety of cultural and linguistic contexts: Netherlands, Australia, Spain, Japan and Canada. Mr. Winkel started his career in a Dutch business of ING Group in the Netherlands, followed by roles at the corporate headquarters of ING Group, ING Direct, and ING Direct Australia. Mr. Winkel subsequently worked as market and operational risk manager at the ING Direct Treasury in Spain, and was the head of financial risk management for over two years in Japan during the start-up of ING Direct Japan. In 2009, he continued his career in Canada at ING Direct in financial risk and enterprise risk management. He moved to Scotiabank in 2013 as Vice President of liquidity and interest rate risk. He was the secretary of the Bank ALCO at Scotiabank and recognition ambassador of the global risk management group in 2017 and 2018.
Mr. Winkel earned a master's degree in financial economics from the Free University in Amsterdam and is a Certified EFFAS Financial Analyst (“RBA”). He is a member of the Canadian Asset and Liability Management Association (CALMA), and the North American Asset and Liability Management Association (NALMA). He has been teaching a banking simulation course for executives at the Advanced Risk Management Program of Wharton University / RMA since 2011.
Brandon Slisz
Compliance Officer
Brandon has been a part of CXI’s Compliance management team for four years, overseeing the teams that conduct sanctions screening, transaction monitoring, AML/BSA training for the company, as well as, being the primary liason for AML/BSA related audits. Prior to working at CXI, Brandon spent 15 years with the State of Florida, Office of Financial Regulation.
His career began with reviewing licensing applications, moved into auditing licensees and finished with managing the Tampa field office and its 11 examiners. Brandon graduated with his Bachelors Degree in Finance from Florida State University. He holds Certified Fraud Examiner and Certified Anti-Money Laundering Specialist certifications.
Chad Lennon
Senior Manager
Chad oversees the CXI Licensing team and has over 20 years of experience in foreign exchange, State money transmission licensing, city/county licensing, KYC/client onboarding, BSA/AML compliance, Sanctions/OFAC, risk, regulatory reporting, physical vault security and other various areas of compliance within international banking and foreign exchange.
Chad started his career at Foreign Currency Exchange Corp, followed by roles as a Compliance Officer at Bank of Ireland and Wells Fargo before joining CXI in 2015. Chad has a Bachelor of Science degree in Finance and is a Certified Anti-Money Laundering Specialist through ACAMS.
Arisa Ramirez
Manager
Arisa has been an integral part of the Compliance team for about 10 years, beginning as a part-time co-op before becoming a full-time Analyst, then moving into her current role as Investigations Manager, where her primarily responsibility remains the oversight of CXI’s transaction monitoring program as well as its team of Investigations Analysts.
During her time at CXI, Arisa has obtained knowledge of various areas within compliance including: sanctions screening, customer onboarding, licensing, regulatory reporting, and more. Arisa holds a bachelor's degree from Rollins College.
Jess Liu
Manager
Jesse has over 15 years of experience of working within the Compliance industry. Prior to joining CXI, Jesse worked at the Florida Office of Financial Regulation where she reviewed license application, conducted audits of licensees and, in her final role, oversaw the team that addressed consumer complaints, monitored financial statement submissions and surety bond filings.
Jesse graduated from Florida State University with a Bachelor’s Degree in Finance.